Weekly Reports

THE RESIDENTIAL 30-YEAR MORTGAGE LOAN RATE IS NOW BELOW 3% – lowest in four decades – now available to borrowers with strong credit scores and sufficient earnings or cash flow after large down payments, which is motivating home buying across... Continue

DESPITE TODAY’S CHAOS, IN THEORY, WE SHOULD BE FEELING BETTER NOW THAT SUMMER IS HERE. Seasonal changes impact our brain’s health, affecting moods as well as cognition when daylight varies, and “people in general tend to be smarter in summer... Continue

MODERN DAY UPDATES OF PARKINSON’S LAW that “work expands so as to fill the time available for its completion.” (1) For employees who are ‘slackers,’ taking advantage of stay-at-home rules to work minimum hours: ‘For the unconcerned, when unobserved, work... Continue

AMONG THE TOP CHALLENGES FOR LEADERS IS EFFECTIVELY COMMUNICATING with a broad range of stakeholders, customers & suppliers. A few critical factors in achieving effectiveness are: (1)) remembering that ‘transparency’ is today’s mantra, communicating meaningful information often and consistently; (2)... Continue

FOR NOW, I.R.S. AUDIT RISK FOR PERSONAL RETURNS IS MINISCULE. Mostly due to budget cuts and staff reductions, along with agency offices closed due to the pandemic, the rate of 2018 returns selected for audit so far is .15%, and... Continue