Weekly Reports

THREE CRITICAL FACTORS CONTRIBUTE PREDOMINANTLY TO CURRENT SOCIETAL CHAOS IN AMERICA: (1) Prosecutors at all levels are elected. “No other democracy makes its justice system so polarized. In every other Western democracy, these are civil servants appointed based on experience... Continue

ORGANIZATIONAL GROWTH EVOLVES TO MATURITY IN ROUGHLY FIVE PHASES: from Creative stage, to Strategic Direction, Delegation, Coordination, and then Collaboration. In between those phases, the critical Leadership factors also evolve from total control to allocation of authority & autonomy, monitored... Continue

“THE MORE WE DEPEND ON SMARTPHONES, THE MORE ATTRACTIVE AN ATTACK VECTOR THEY BECOME for cybercriminals.” Primary signs that your Android or iOS devices have been hacked are: (1) sudden loss of battery life; (2) spike in data usage; (3)... Continue

THE RESIDENTIAL 30-YEAR MORTGAGE LOAN RATE IS NOW BELOW 3% – lowest in four decades – now available to borrowers with strong credit scores and sufficient earnings or cash flow after large down payments, which is motivating home buying across... Continue

DESPITE TODAY’S CHAOS, IN THEORY, WE SHOULD BE FEELING BETTER NOW THAT SUMMER IS HERE. Seasonal changes impact our brain’s health, affecting moods as well as cognition when daylight varies, and “people in general tend to be smarter in summer... Continue